Name: Mississippi Sin Cheese Dip in Bread Recipe
Prep time: 10 min
Cook time: 45 min
Total time: 55 min
Cuisine: American
Ingredients: 2 1/2 cups shredded cheddar cheese (divided use); 14 ounces sour cream; 10 ounce can Rotel, drained (diced tomatoes with green chiles); 8 ounce package cream cheese, softened to room temperature; 3/4 cup chopped ham (divided use); 1 teaspoon Worcestershire sauce; 1/2 teaspoon garlic powder; 1/2 teaspoon onion powder; 1/2 teaspoon black pepper; 1/4 teaspoon red pepper flakes; 16 ounce French bread loaf; 1 green onion, sliced

There’s something downright irresistible about the creamy, cheesy goodness baked right inside a crusty loaf of bread — that’s exactly what makes Mississippi Sin Cheese Dip in Bread Recipe such a standout at any get-together. It’s rich, flavorful, and the perfect shareable snack that always gets devoured fast.

A large, hollowed-out loaf of golden brown bread serves as the base, filled with a creamy white layer mixed with small chunks of pink ham spread evenly inside. On top, there is a melted vibrant yellow cheese layer scattered with finely chopped green onions, and small pink ham cubes sprinkled across the surface. A small piece of bread sticks upright in the creamy filling near one end. The loaf is placed on a wooden board with some torn bread pieces around, all set on a white marbled surface. Nearby, a small white square dish contains red chili flakes. photo taken with an iphone --ar 2:3 --v 7

Jump to:

Why You'll Love This Recipe
Ingredients & Why They Work
Make It Your Way
Step-by-Step: How I Make Mississippi Sin Cheese Dip in Bread Recipe
Top Tip
How to Serve Mississippi Sin Cheese Dip in Bread Recipe
Make Ahead and Storage
Frequently Asked Questions:
Final Thoughts
Mississippi Sin Cheese Dip in Bread Recipe

Why You'll Love This Recipe

This dip is basically an easy crowd-pleaser that brings deep, comforting southern flavors together in one gooey, melty package. Plus, it’s fun to make and even more fun to share — trust me, your guests will want the recipe the moment they taste it.

Rich and Creamy: The blend of cream cheese, sour cream, and cheddar gives you that luscious, velvety texture dipping is all about.
Perfectly Spiced: The Rotel tomatoes and a hint of red pepper flakes add a subtle kick without overpowering the flavors.
Fun Presentation: Serving it in a hollowed-out French bread loaf makes it an instant party centerpiece.
Super Versatile: You can customize the ham, spices, or cheese to make it your own – I’ve got some ideas for you below!

Ingredients & Why They Work

Each ingredient in the Mississippi Sin Cheese Dip in Bread Recipe plays its part to create that perfect combo of creamy, tangy, and slightly smoky flavors. Shopping for the best quality cheese and fresh ham really lifts the final dish.

Flat lay of a small mound of shredded bright orange cheddar cheese, a generous dollop of smooth white sour cream in a small white ceramic bowl, a small white bowl filled with vibrant diced red tomatoes and green chiles, a block of soft cream cheese at room temperature on a white ceramic plate, a handful of pink chopped ham neatly arranged, a small white bowl with dark, glossy Worcestershire sauce, small white bowls containing fine white garlic powder, pale beige onion powder, freshly ground black pepper, and red pepper flakes respectively, one long golden-brown French bread loaf with a crisp crust, and a single fresh green onion sliced into thin rings scattered on a white ceramic plate, all arranged symmetrically and with perfect balance, placed on a clean white marble surface, soft natural light, photo taken with an iPhone, professional food photography style, fresh ingredients, white ceramic bowls, no bottles, no duplicates, no utensils, no packaging --ar 2:3 --v 7 --p m7354615311229779997

Cheddar cheese: Sharp cheddar melts beautifully and adds that classic cheese dip flavor.
Sour cream: Adds tanginess and creaminess, balancing out the richness.
Rotel (diced tomatoes with green chiles): Brings moisture, mild heat, and a pop of vibrant flavor.
Cream cheese: Essential for the dip’s signature silky texture.
Chopped ham: Adds smoky, savory bites, but you could swap in bacon if you prefer.
Worcestershire sauce: A little umami magic that deepens the flavor.
Garlic powder, onion powder, black pepper, red pepper flakes: These seasonings provide subtle depth and a gentle spicy warmth.
French bread loaf: Holds everything together and toasts up beautifully in the oven, giving you crusty edges perfect for scooping.
Green onion: Fresh garnish adds brightness and a dash of color.

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Note: You'll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Make It Your Way

One of the things I love most about the Mississippi Sin Cheese Dip in Bread Recipe is how easily you can tweak it—whether you want it milder for kids or packed with extra heat for spice lovers.

Variation: I’ve swapped the ham for cooked, crumbled bacon when I wanted an extra smoky punch, and it’s amazing. You can even use cooked sausage or a vegetarian substitute for different takes.
Make it spicy: If you like it hotter, add extra red pepper flakes or a few dashes of hot sauce into the cheese mixture.
Use different bread: While French bread is classic, I’ve tried sourdough too—it’s excellent for a tangier crust.
Cheese options: Feel free to mix in mozzarella for stringy melt or pepper jack if you want more spice.

Step-by-Step: How I Make Mississippi Sin Cheese Dip in Bread Recipe

Step 1: Mix the cheesy goodness

Start by throwing together your cheeses, sour cream, drained Rotel, and half of your chopped ham in a bowl. I like to soften the cream cheese ahead of time to keep things smooth — no lumps here! Then add Worcestershire sauce and seasonings. Mix until everything looks creamy, well combined, and inviting.

Step 2: Prepare the bread boat

Use a serrated knife to carefully slice an oval out of the top of your French bread loaf. The key here is to cut deep enough to hollow it out without slicing all the way through — think of making a little bread bowl. Then tear out that bread carefully with your hands; save those pieces for dipping!

Step 3: Fill, cover, and bake

Fill your bread bowl with the cheese mixture, then sprinkle the remaining shredded cheddar over the top. Wrapping the loaf snugly in foil keeps the cheese melting beautifully without drying out. I usually bake mine for 45 minutes at 350°F until it’s bubbling and piping hot.

Step 4: Garnish and serve

Once out of the oven, sprinkle the remaining ham and sliced green onions over the top. I love a pinch of extra red pepper flakes here for a final pop of heat. Serve immediately with your bread chunks and watch it disappear!

Top Tip

Having made this dip several times, these small tricks really helped me get the best results every time.

Soften Your Cream Cheese Well: Let it sit out or zap it for 10-15 seconds in the microwave — this keeps your dip ultra smooth.
Drain the Rotel Thoroughly: This prevents your dip from becoming too watery while baking.
Use Nonstick Foil if You Can: This stops the foil from sticking to your bubbly cheese, so all the dip stays put when you unwrap it.
Don’t Overfill the Bread: Leave a bit of edge around the loaf so the dip doesn’t spill over while baking.

How to Serve Mississippi Sin Cheese Dip in Bread Recipe

Garnishes

I’m pretty simple with garnishes—green onions give a fresh bite and color contrast that brightens up the dip. Adding extra ham on top adds a lovely textural contrast. Sometimes I sprinkle on a few red pepper flakes for those who want a little extra zing.

Side Dishes

I often serve this alongside crisp vegetable sticks like celery and carrots, or a fresh garden salad to balance out the richness. It also pairs beautifully with a cold beer or your favorite cocktail at a relaxed party.

Creative Ways to Present

For special occasions, I’ve hollowed out multiple smaller rolls for individual dip cups—makes for fun, easy-to-grab servings. Another time, I shaped the bread topping into fun patterns with cheese for a festive touch during a football game day.

Make Ahead and Storage

Storing Leftovers

Leftovers? Don’t worry — this dip keeps nicely in an airtight container in the fridge for up to 3 days. I usually scoop the remainder out and store it separately from the bread pieces to avoid sogginess.

Freezing

This dip freezes well if you want to make it ahead. I recommend freezing just the dip mixture before baking in small containers. When thawed, stir gently and bake as usual in a bread bowl for fresh-baked magic.

Reheating

Reheat leftovers in the oven at 325°F wrapped in foil to keep it creamy. Microwaving works too, but be careful not to overheat or the cheese texture changes. Reheating in the oven freshens up the bread crust wonderfully.

Frequently Asked Questions:

Can I make Mississippi Sin Cheese Dip ahead of time?

Yes! Prepare the cheese mixture and refrigerate it for up to 24 hours before baking. Just give it a good stir before filling the bread and baking.

What bread is best for this dip?

French bread loaf is traditional and works perfectly because it holds the dip well and crisps up in the oven. But hearty sourdough or a rustic Italian loaf can be great substitutes.

Can I make this recipe vegetarian?

Absolutely! Simply omit the ham or substitute it with cooked mushrooms, roasted veggies, or vegetarian bacon alternatives for that smoky flavor.

How spicy is the Mississippi Sin Cheese Dip?

It has a mild kick from the Rotel and red pepper flakes, but you can easily control the heat by adjusting the amount of red pepper flakes or leaving them out altogether for a milder version.

Final Thoughts

There’s a reason I keep coming back to the Mississippi Sin Cheese Dip in Bread Recipe—it’s the perfect blend of indulgence and comfort, easy enough for weeknights but special enough for parties. Once you make it, you’ll understand why it’s a go-to in my kitchen, and I’m sure it’ll become one of your favorites too. So grab that French bread and let’s get dipping!